These are the top 25 insurers in the US: Report

These are the top 25 insurers in the US: Report

These are the top 25 insurers in the US: Report The usual suspects are atop the National Association of Insurance Commissioners’ list of the top 25 property/casualty insurance companies in the United States.

The data, which is updated weekly, reveals the direct premiums written by each company and their total market share for 2015.

The property/casualty portion of the report contained cumulative market share data for certain lines of businesses, such as personal auto, commercial auto, workers' compensation, medical professional liability, homeowners and other liability insurance.

For all P/C insurance lines, State Farm Group has the most direct premiums written, at 59,361,684,546, and the most direct premiums earned, at 58,870,733,210. State Farm commands a market and cumulative market share of 10.10%, for both.

Allstate Insurance Group is the runner up, with its direct premiums written at 30,180,756,463 and direct premium earned at 29,770,017,293. The group’s market and cumulative market share is at 5.13 and 15.23, respectively.

Berkshire Hathaway Group came in third with direct premiums written at 29,932,951,431 and direct premiums earned at 28,813,013,599. Berkshire commands a 5.09% market share and a 20.32% cumulative market share.

The full list, detailing the top insurers for all lines, is as follows:
 
Rank Group/Company Name Direct Premiums Written Direct Premiums Earned Market Share % Cumulative Market Share %
1 STATE FARM GRP 59,361,684,546 58,870,733,210 10.10 10.10
2 ALLSTATE INS GRP 30,180,756,463 29,770,017,293 5.13 15.23
3 BERKSHIRE HATHAWAY GRP 29,932,951,431 28,813,013,599 5.09 20.32
4 LIBERTY MUT GRP 29,848,412,239 29,392,126,529 5.08 25.40
5 TRAVELERS GRP 23,200,304,436 22,974,826,405 3.95 29.35
6 PROGRESSIVE GRP 21,346,245,928 20,736,785,820 3.63 32.98
7 NATIONWIDE CORP GRP 19,577,849,457 19,239,654,367 3.33 36.31
8 FARMERS INS GRP 19,050,733,473 18,858,172,288 3.24 39.55
9 AMERICAN INTL GRP 18,997,007,876 18,652,889,512 3.23 42.78
10 UNITED SERV AUTOMOBILE ASSN GRP 16,744,764,052 16,355,800,840 2.85 45.63
11 ZURICH INS GRP 11,822,931,112 11,758,999,740 2.01 47.64
12 HARTFORD FIRE & CAS GRP 11,135,128,166 11,007,971,784 1.89 49.53
13 CHUBB INC GRP 10,468,610,065 10,389,330,211 1.78 51.31
14 CHUBB LTD GRP 10,142,170,623 9,925,501,227 1.73 53.04
15 CNA INS GRP 9,696,599,597 9,281,316,856 1.65 54.69
16 AMERICAN FAMILY INS GRP 7,242,621,007 7,021,425,771 1.23 55.92
17 AMTRUST NGH GRP 7,137,817,412 6,454,106,782 1.21 57.13
18 TOKIO MARINE HOLDINGS INC GRP 6,121,604,430 5,994,095,853 1.04 58.17
19 AUTO OWNERS GRP 5,981,375,907 5,914,687,907 1.02 59.19
20 ERIE INS GRP 5,914,045,368 5,723,096,784 1.01 60.20
21 AMERICAN FINANCIAL GRP 5,417,855,005 5,335,320,820 0.92 61.12
22 WR BERKLEY CORP GRP 5,376,350,203 5,195,825,750 0.91 62.03
23 ASSURANT INC GRP 4,974,523,323 5,125,910,279 0.85 62.88
24 QBE INS GRP 4,700,516,757 4,655,437,282 0.80 63.68
25 CINCINNATI FIN GRP 4,464,302,449 4,399,623,821 0.76 64.44
 
Per line, the top 10 insurers in the country are:
 
Homeowners Multiple Peril
Rank Group/Company Name Direct Premiums Written Direct Premiums Earned Market Share % Cumulative Market Share %
1 STATE FARM GRP 17,516,715,113 17,473,823,115 19.67 19.67
2 ALLSTATE INS GRP 7,926,983,689 7,819,876,000 8.90 28.57
3 LIBERTY MUT GRP 5,993,803,392 5,835,219,513 6.73 35.30
4 FARMERS INS GRP 5,284,510,883 5,200,725,102 5.93 41.24
5 UNITED SERV AUTOMOBILE ASSN GRP 5,000,407,001 4,839,898,050 5.62 46.85
6 TRAVELERS GRP 3,305,426,674 3,299,787,265 3.71 50.56
7 NATIONWIDE CORP GRP 3,249,455,688 3,217,825,376 3.65 54.21
8 AMERICAN FAMILY INS GRP 2,609,366,367 2,503,495,183 2.93 57.14
9 CHUBB INC GRP 2,089,808,634 2,066,918,173 2.35 59.49
10 ERIE INS GRP 1,471,544,371 1,418,524,163 1.65 61.14
 
Medical Professional Liability
Rank Group/Company Name Direct Premiums Written Direct Premiums Earned Market Share % Cumulative Market Share %
1 BERKSHIRE HATHAWAY GRP 968,589,650 912,977,594 10.47 10.47
2 DOCTORS CO GRP 677,512,662 683,673,078 7.33 17.80
3 CNA INS GRP 458,157,059 460,114,187 4.95 22.75
4 PROASSURANCE CORP GRP 453,819,998 455,963,514 4.91 27.66
5 MEDICAL LIAB MUT INS CO 420,460,597 459,118,391 4.55 32.21
6 COVERYS GRP 376,721,876 401,017,550 4.07 36.28
7 AMERICAN INTL GRP 332,703,084 348,880,694 3.60 39.88
8 NORCAL GRP 315,312,317 320,466,600 3.41 43.29
9 AJB GRP 296,927,829 342,850,220 3.21 46.50
10 MAG MUT INS GRP 234,413,244 237,389,203 2.53 49.04
 
Workers’ Compensation
Rank Group/Company Name Direct Premiums Written Direct Premiums Earned Market Share % Cumulative Market Share %
1 TRAVELERS GRP 4,467,427,751 4,418,802,702 7.81 7.81
2 HARTFORD FIRE & CAS GRP 3,324,634,246 3,295,521,528 5.81 13.62
3 ZURICH INS GRP 2,859,226,697 2,846,324,593 5.00 18.62
4 AMTRUST NGH GRP 2,744,762,433 2,623,837,200 4.80 23.42
5 AMERICAN INTL GRP 2,559,602,954 2,697,084,109 4.48 27.90
6 BERKSHIRE HATHAWAY GRP 2,482,219,827 2,347,258,552 4.34 32.24
7 LIBERTY MUT GRP 2,481,414,228 2,477,670,368 4.34 36.57
8 STATE INS FUND 2,437,324,769 2,486,751,361 4.26 40.83
9 STATE COMPENSATION INS FUND 1,638,849,156 1,618,931,273 2.87 43.70
10 OLD REPUBLIC GRP 1,444,917,839 1,449,445,586 2.53 46.23
 
Other Liability
Rank Group/Company Name Direct Premiums Written Direct Premiums Earned Market Share % Cumulative Market Share %
1 AMERICAN INTL GRP 5,833,598,193 5,683,428,960 9.08 9.08
2 TRAVELERS GRP 3,134,975,876 3,127,125,649 4.88 13.95
3 CHUBB LTD GRP 3,122,786,845 3,093,650,109 4.86 18.81
4 ZURICH INS GRP 2,967,357,608 2,985,359,131 4.62 23.43
5 CHUBB INC GRP 2,818,916,799 2,795,838,857 4.39 27.81
6 CNA INS GRP 2,739,906,756 2,727,610,299 4.26 32.07
7 LIBERTY MUT GRP 2,447,267,833 2,464,009,332 3.81 35.88
8 XL AMER GRP 2,393,712,843 2,394,166,678 3.72 39.60
9 NATIONWIDE CORP GRP 2,064,474,021 1,970,609,755 3.21 42.82
10 WR BERKLEY CORP GRP 1,933,224,316 1,812,030,093 3.01 45.82
 
Private Passenger Auto
Rank Group/Company Name Direct Premiums Written Direct Premiums Earned Market Share % Cumulative Market Share %
1 STATE FARM GRP 36,545,895,958 36,271,810,146 18.33 18.33
2 BERKSHIRE HATHAWAY GRP 22,808,382,011 22,159,887,329 11.44 29.77
3 ALLSTATE INS GRP 20,036,973,320 19,823,851,911 10.05 39.82
4 PROGRESSIVE GRP 17,518,721,243 17,117,055,670 8.79 48.60
5 UNITED SERV AUTOMOBILE ASSN GRP 10,562,099,665 10,356,483,380 5.30 53.90
6 FARMERS INS GRP 9,985,968,559 9,920,517,845 5.01 58.91
7 LIBERTY MUT GRP 9,942,667,097 9,629,834,976 4.99 63.90
8 NATIONWIDE CORP GRP 7,468,707,881 7,392,565,775 3.75 67.64
9 AMERICAN FAMILY INS GRP 3,694,270,706 3,605,102,297 1.85 69.49
10 TRAVELERS GRP 3,377,404,445 3,229,374,977 1.69 71.19
 
Commercial Auto
Rank Group/Company Name Direct Premiums Written Direct Premiums Earned Market Share % Cumulative Market Share %
1 PROGRESSIVE GRP 2,187,740,422 2,012,935,984 7.02 7.02
2 TRAVELERS GRP 2,026,479,165 1,998,140,131 6.50 13.52
3 NATIONWIDE CORP GRP 1,721,819,621 1,690,810,904 5.52 19.04
4 LIBERTY MUT GRP 1,512,740,602 1,504,679,062 4.85 23.89
5 ZURICH INS GRP 1,487,294,593 1,423,882,037 4.77 28.67
6 AMERICAN INTL GRP 1,125,603,727 1,143,178,791 3.61 32.28
7 BERKSHIRE HATHAWAY GRP 1,072,074,324 1,007,299,950 3.44 35.72
8 OLD REPUBLIC GRP 1,071,187,002 1,026,085,453 3.44 39.15
9 AMTRUST NGH GRP 697,286,292 613,328,769 2.24 41.39
10 AUTO OWNERS GRP 662,843,431 639,571,501 2.13 43.52