HAYES INSURANCE AGENCY
El Sobrante, CA
Specialty: Cyber
Hayes Insurance Agency is a commercial insurance brokerage that has relationships with more than 200 carriers. Established more than 30 years ago by Galen Hayes, the agency specializes on hard-to-place risks, cyber liability and insurance for the medical marijuana industry. “We saw cyber liability insurance becoming a need, and we discussed the risk with our clients; then we found and developed a program with several insurance companies to manage the risk,” says Galen Hayes, adding that the changing nature of risks in the cyber market presents a challenge. “For instance, cyber liability was not as big deal 20 years ago and was thrown in on a general liability policy,” he says. “These days, it is excluded on the general liability policy and needs its own policy.”