KATHLEEN RATCLIFFE
VP and head of US large casualty
Tokio Marine
Kathleen Ratcliffe brings more than two decades of industry experience to her role at Tokio Marine, including expertise in both underwriting and brokering specialty covers with a focus on multinational companies. Prior to joining Tokio Marine, Ratcliffe held senior positions at QBE North America, Torus Insurance (UK), Torus Insurance Bermuda and AIG.