AMERICAN RISK MANAGEMENT RESOURCES NETWORK
Location: Middleton, Wis.
Agency head: David J. Dybdahl, CEO and president
Years in business: 15
Revenue: $1–$5 million
Growth in last 12 months: 32% organic growth in customer base, 2014-2015; 20% annual growth in premiums over last four years
Major clients/industries served: Main street businesses, ranging from farms to industrial operations
Awards and accolades: IBA Top 10 Producers; IBA Young Guns; environmental risk resource group for International Risk Management Institute and Independent Insurance Agents of America; senior consultant at Hanover Stone Partners
This year, with only 22 people on staff and just four full-time producers, ARMR placed two people – Kari Dybdahl and Harrison Scheider – in IBA’s Top 10 Producers rankings. ARMR also offers a unique mix of deep subject-matter expertise in environmental risk management, custom-designed environmental risk insurance products, binding authority with an A+, XV carrier and full-market access to the top environmental insurance underwriters in the world. While most of its clients are small businesses in the US, ARMR operates on a global scale; its clients stretch from China to Africa to South America. In keeping with its international aspirations, the company has staff members who speak Chinese, Spanish, Swedish and Norwegian.